Home Buyers Scheme
At Optima we have over 25 years of experience in point of sale finance. Using our knowledge and expertise we aim to help customers with affordability while keeping our partner's transactions simple and appealing.
When buying or selling a home the fees associated can become a considerable amount. At Optima we can help the customer spread either a Listing Fee, Mortgage Broker Fee or Home Buyers Survey over 4 payments with no interest charges.
Example - Home Survey £500 / 4 = £125 per month
One key factor in our offering is that NO credit search is performed on the customer and therefore does not impact their ability to obtain a new mortgage if required.
Our acceptance rate is a proven 98% based on the following criteria