|
|
|
|
• Website terms of use • |
|
Optima Finance Ltd retains all intellectual
property rights to the material that appears on this
web site, including graphical images and text.
Material on the web site can only be printed or
downloaded for personal use. You may not create a
website in any form, from text or images on the
site, without prior written permission from Optima
Finance Ltd. No part of the site may be
reproduced, transmitted or stored in an electronic
or non electronic format without the prior written
permission of Optima Finance Ltd. |
|
All of our finance facilities are subject to status
and may be subject to additional conditions imposed by the finance companies we
use. By clicking on the 'submit' button on the quotation form, you agree to the following: |
|
If you make an application for finance, we and/or the
finance provider ('we') will search your record at a
credit reference agency/agencies. They will add to
your record details of our search and your
application. This will be seen by other
organisations carrying out later searches. We may
use a credit scoring or other automated decision
making system when assessing your finance
application. Information held about you by credit
reference agencies may be linked to records relating
to any person with whom you are linked financially
and other members of your household. It is important
that you give us accurate information. We will check
your details with a fraud prevention agency /
agencies and if you give us false or inaccurate
information and we suspect fraud, we will record
this. We and other organizations may use and search
these record: to help make decisions about credit
and credit related services, for you and members of
your household; to help make decisions on car
finance, household, credit, life and other insurance
proposals and insurance claims, for you and members
of your household; to trace debtors, recover debt,
prevent fraud, to manage your account or insurance
policies; to check your identity to prevent money
laundering, unless you furnish us with satisfactory
proof of identity. We, the credit reference
agency/agencies and the fraud prevention
agency/agencies will also use the record for
statistical analysis about credit, insurance and
fraud. We may also use information about you to
carry out market research. Optima Finance Ltd are licensed credit brokers.
Written quotes are available on request from Optima
Finance Ltd, Jubilee House, Sheffield Road, Dronfield, Sheffield. S18 2GF . Finance
is only available to UK residents (excluding Northern
Ireland and the Channel Islands) who are over the
age of 18. Guarantees & Indemnities may be required
for people under the age of 21 or business users. |
|
Whilst Optima Finance Ltd make every effort to
ensure the information on this site is kept accurate
and up to date, we do not warrant that general
information and / or information regarding products
and services is either complete or accurate.
Additional products and / or services may be
available. In addition products and services
published on this site may be available at lower or
higher rates than we have illustrated. Errors and
omissions are excluded. |
|
Any
personal data relating to you will only be used by
us in accordance with current data protection
legislation. We may also make use of such data for
administration purposes and future enhancing of the
website to meet your needs as well as our marketing,
advertising and promotional purposes. We will gather
a certain amount of anonymous information about
users which does not personally identify you, but
which may be helpful for marketing purposes or for
improving the services we offer. For example we will
track how many users visit a certain page, and for
how long, so they can measure whether the site is
effective. Generally this information is collected
through "traffic data" and may entail the use of
"Cookies" "IP addresses" or other numeric codes used
to identify a computer. |
|
• Use of the website will be deemed as your
acceptance of this policy • |
|
